Call reports 2015
AMERICAN BANK — 2015
What AMERICAN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 432,694,000 | 433,161,000 | 453,382,000 | 491,992,000 |
| Total loans | 322,512,000 | 329,891,000 | 331,856,000 | 340,704,000 |
| Allowance for loan losses | 7,210,000 | 7,812,000 | 8,676,000 | 9,026,000 |
| Securities available for sale | 63,129,000 | 58,356,000 | 54,969,000 | 52,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,147,000 | 360,301,000 | 375,786,000 | 417,277,000 |
| Interest-bearing deposits | 266,420,000 | 257,477,000 | 275,286,000 | 306,614,000 |
| Noninterest-bearing deposits | 87,727,000 | 102,824,000 | 100,500,000 | 110,663,000 |
| Equity capital | 51,772,000 | 52,716,000 | 54,111,000 | 55,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,638,000 | 10,427,000 | 15,587,000 | 20,192,000 |
| Interest expense | 336,000 | 675,000 | 1,009,000 | 1,352,000 |
| Net interest income | 5,302,000 | 9,752,000 | 14,578,000 | 18,840,000 |
| Noninterest income | 583,000 | 1,339,000 | 1,877,000 | 2,425,000 |
| Noninterest expense | 2,836,000 | 5,513,000 | 8,181,000 | 10,474,000 |
| Provision for loan losses | 1,514,000 | 2,093,000 | 2,949,000 | 3,288,000 |
| Pretax income | 1,535,000 | 3,485,000 | 5,325,000 | 7,574,000 |
| Income tax | 525,000 | 1,215,000 | 1,865,000 | 2,687,000 |
| Net income | 1,010,000 | 2,270,000 | 3,460,000 | 4,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,652,000 | 48,025,000 | 49,330,000 | 50,872,000 |
| Total capital | 51,061,000 | 52,544,000 | 53,906,000 | 55,574,000 |
| Risk-weighted assets | 349,975,000 | 358,313,000 | 361,953,000 | 371,868,000 |