Call reports 2026
NORTHERN STATE BANK OF VIRGINIA — 2026
What NORTHERN STATE BANK OF VIRGINIA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 101,910,000 | 101,965,000 |
| Total loans | 71,414,000 | 72,860,000 |
| Allowance for loan losses | 632,000 | 598,000 |
| Securities available for sale | 16,329,000 | 13,307,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 91,513,000 | 91,234,000 |
| Interest-bearing deposits | 74,433,000 | 74,829,000 |
| Noninterest-bearing deposits | 17,080,000 | 16,405,000 |
| Equity capital | 10,128,000 | 10,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,411,000 | 2,853,000 |
| Interest expense | 311,000 | 611,000 |
| Net interest income | 1,100,000 | 2,242,000 |
| Noninterest income | 36,000 | 74,000 |
| Noninterest expense | 757,000 | 1,498,000 |
| Provision for loan losses | 24,000 | 45,000 |
| Pretax income | 355,000 | 587,000 |
| Income tax | 0 | 0 |
| Net income | 355,000 | 587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 10,187,000 | 10,299,000 |
| Total capital | 10,827,000 | 10,905,000 |
| Risk-weighted assets | 66,192,000 | 67,059,000 |