Call reports 2025
FIRST FINANCIAL BANK IN WINNEBAGO — 2025
What FIRST FINANCIAL BANK IN WINNEBAGO reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 58,052,000 | 60,213,000 | 59,606,000 | 58,840,000 |
| Total loans | 35,937,000 | 37,493,000 | 36,852,000 | 35,338,000 |
| Allowance for loan losses | 357,000 | 368,000 | 368,000 | 368,000 |
| Securities available for sale | 18,609,000 | 19,567,000 | 19,377,000 | 20,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,862,000 | 49,246,000 | 47,186,000 | 48,386,000 |
| Interest-bearing deposits | 40,869,000 | 40,850,000 | 38,916,000 | 39,739,000 |
| Noninterest-bearing deposits | 8,993,000 | 8,396,000 | 8,270,000 | 8,647,000 |
| Equity capital | 5,979,000 | 5,782,000 | 6,420,000 | 6,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 765,000 | 1,549,000 | 2,341,000 | 3,101,000 |
| Interest expense | 246,000 | 504,000 | 778,000 | 1,030,000 |
| Net interest income | 519,000 | 1,045,000 | 1,563,000 | 2,071,000 |
| Noninterest income | 26,000 | 50,000 | 76,000 | 99,000 |
| Noninterest expense | 340,000 | 737,000 | 1,105,000 | 1,476,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 205,000 | 358,000 | 528,000 | 657,000 |
| Income tax | 10,000 | 10,000 | 10,000 | 58,000 |
| Net income | 195,000 | 348,000 | 518,000 | 599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,944,000 | 7,997,000 | 8,067,000 | 7,948,000 |
| Total capital | 8,301,000 | 8,365,000 | 8,435,000 | 8,316,000 |
| Risk-weighted assets | 43,201,000 | 44,566,000 | 43,559,000 | 42,321,000 |