Call reports 2024
FIRST FINANCIAL BANK IN WINNEBAGO — 2024
What FIRST FINANCIAL BANK IN WINNEBAGO reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 56,806,000 | 60,491,000 | 59,734,000 | 58,415,000 |
| Total loans | 34,824,000 | 37,255,000 | 37,436,000 | 37,399,000 |
| Allowance for loan losses | 355,000 | 355,000 | 356,000 | 357,000 |
| Securities available for sale | 18,798,000 | 18,749,000 | 18,898,000 | 18,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,081,000 | 48,052,000 | 49,180,000 | 49,668,000 |
| Interest-bearing deposits | 39,234,000 | 40,110,000 | 40,021,000 | 41,083,000 |
| Noninterest-bearing deposits | 8,847,000 | 7,942,000 | 9,159,000 | 8,585,000 |
| Equity capital | 5,316,000 | 5,437,000 | 6,054,000 | 5,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 736,000 | 1,503,000 | 2,311,000 | 3,082,000 |
| Interest expense | 299,000 | 584,000 | 895,000 | 1,156,000 |
| Net interest income | 437,000 | 919,000 | 1,416,000 | 1,926,000 |
| Noninterest income | 26,000 | 78,000 | 108,000 | 135,000 |
| Noninterest expense | 702,000 | 1,040,000 | 1,417,000 | 1,416,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -239,000 | -53,000 | 97,000 | 635,000 |
| Income tax | 9,000 | 9,000 | 9,000 | 33,000 |
| Net income | -248,000 | -62,000 | 88,000 | 602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,399,000 | 7,485,000 | 7,536,000 | 7,849,000 |
| Total capital | 7,754,000 | 7,840,000 | 7,892,000 | 8,206,000 |
| Risk-weighted assets | 43,621,000 | 45,047,000 | 44,787,000 | 44,307,000 |