Call reports 2023
FIRST FINANCIAL BANK IN WINNEBAGO — 2023
What FIRST FINANCIAL BANK IN WINNEBAGO reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 55,562,000 | 54,073,000 | 56,932,000 | 58,987,000 |
| Total loans | 30,565,000 | 32,100,000 | 35,638,000 | 36,966,000 |
| Allowance for loan losses | 367,000 | 368,000 | 364,000 | 355,000 |
| Securities available for sale | 19,775,000 | 19,183,000 | 18,156,000 | 19,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,932,000 | 46,331,000 | 48,345,000 | 48,620,000 |
| Interest-bearing deposits | 40,056,000 | 37,888,000 | 38,201,000 | 39,385,000 |
| Noninterest-bearing deposits | 9,876,000 | 8,443,000 | 10,144,000 | 9,235,000 |
| Equity capital | 5,529,000 | 5,289,000 | 4,801,000 | 5,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 617,000 | 1,260,000 | 1,970,000 | 2,713,000 |
| Interest expense | 114,000 | 278,000 | 489,000 | 731,000 |
| Net interest income | 503,000 | 982,000 | 1,481,000 | 1,982,000 |
| Noninterest income | 33,000 | 61,000 | 91,000 | 119,000 |
| Noninterest expense | 320,000 | 648,000 | 966,000 | 1,357,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 216,000 | 383,000 | 594,000 | 725,000 |
| Income tax | 0 | 0 | 0 | 44,000 |
| Net income | 216,000 | 383,000 | 594,000 | 681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,582,000 | 7,649,000 | 7,760,000 | 7,747,000 |
| Total capital | 7,949,000 | 8,017,000 | 8,124,000 | 8,102,000 |
| Risk-weighted assets | 39,395,000 | 40,315,000 | 43,822,000 | 44,376,000 |