Call reports 2022
FIRST FINANCIAL BANK IN WINNEBAGO — 2022
What FIRST FINANCIAL BANK IN WINNEBAGO reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 56,011,000 | 52,860,000 | 53,484,000 | 55,599,000 |
| Total loans | 31,708,000 | 30,796,000 | 32,269,000 | 34,291,000 |
| Allowance for loan losses | 363,000 | 364,000 | 364,000 | 365,000 |
| Securities available for sale | 17,346,000 | 18,216,000 | 18,269,000 | 18,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,591,000 | 47,278,000 | 47,110,000 | 47,390,000 |
| Interest-bearing deposits | 39,085,000 | 37,820,000 | 37,220,000 | 36,651,000 |
| Noninterest-bearing deposits | 10,506,000 | 9,458,000 | 9,890,000 | 10,739,000 |
| Equity capital | 6,344,000 | 5,490,000 | 4,910,000 | 4,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 943,000 | 1,490,000 | 2,085,000 |
| Interest expense | 35,000 | 69,000 | 119,000 | 211,000 |
| Net interest income | 421,000 | 874,000 | 1,371,000 | 1,874,000 |
| Noninterest income | 39,000 | 62,000 | 90,000 | 106,000 |
| Noninterest expense | 324,000 | 644,000 | 972,000 | 1,310,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 136,000 | 292,000 | 489,000 | 642,000 |
| Income tax | 0 | 0 | 0 | 47,000 |
| Net income | 136,000 | 292,000 | 489,000 | 595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,365,000 | 7,421,000 | 7,517,000 | 7,466,000 |
| Total capital | 7,728,000 | 7,785,000 | 7,881,000 | 7,831,000 |
| Risk-weighted assets | 38,017,000 | 38,649,000 | 39,812,000 | 41,573,000 |