Call reports 2021
FIRST FINANCIAL BANK IN WINNEBAGO — 2021
What FIRST FINANCIAL BANK IN WINNEBAGO reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 50,596,000 | 52,207,000 | 52,102,000 | 53,507,000 |
| Total loans | 31,983,000 | 31,564,000 | 31,530,000 | 33,246,000 |
| Allowance for loan losses | 349,000 | 349,000 | 351,000 | 362,000 |
| Securities available for sale | 13,348,000 | 15,519,000 | 16,358,000 | 14,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,050,000 | 44,477,000 | 44,418,000 | 46,074,000 |
| Interest-bearing deposits | 33,813,000 | 35,472,000 | 35,029,000 | 34,718,000 |
| Noninterest-bearing deposits | 9,237,000 | 9,005,000 | 9,389,000 | 11,356,000 |
| Equity capital | 7,368,000 | 7,513,000 | 7,526,000 | 7,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 445,000 | 893,000 | 1,451,000 | 1,987,000 |
| Interest expense | 41,000 | 76,000 | 112,000 | 146,000 |
| Net interest income | 404,000 | 817,000 | 1,339,000 | 1,841,000 |
| Noninterest income | 21,000 | 63,000 | 61,000 | 112,000 |
| Noninterest expense | 307,000 | 629,000 | 953,000 | 1,290,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 118,000 | 251,000 | 448,000 | 626,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 51,000 |
| Net income | 117,000 | 250,000 | 447,000 | 575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,275,000 | 7,309,000 | 7,406,000 | 7,334,000 |
| Total capital | 7,624,000 | 7,658,000 | 7,757,000 | 7,696,000 |
| Risk-weighted assets | 34,892,000 | 34,733,000 | 34,093,000 | 38,700,000 |