Call reports 2020
FIRST FINANCIAL BANK IN WINNEBAGO — 2020
What FIRST FINANCIAL BANK IN WINNEBAGO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 50,125,000 | 50,304,000 | 50,508,000 | 49,342,000 |
| Total loans | 36,021,000 | 35,436,000 | 35,625,000 | 31,980,000 |
| Allowance for loan losses | 373,000 | 373,000 | 373,000 | 347,000 |
| Securities available for sale | 9,060,000 | 8,920,000 | 9,631,000 | 12,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,055,000 | 42,123,000 | 41,562,000 | 41,666,000 |
| Interest-bearing deposits | 31,583,000 | 34,175,000 | 34,006,000 | 34,164,000 |
| Noninterest-bearing deposits | 6,472,000 | 7,948,000 | 7,556,000 | 7,502,000 |
| Equity capital | 7,125,000 | 7,489,000 | 7,576,000 | 7,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 546,000 | 1,071,000 | 1,589,000 | 2,123,000 |
| Interest expense | 95,000 | 174,000 | 237,000 | 290,000 |
| Net interest income | 451,000 | 897,000 | 1,352,000 | 1,833,000 |
| Noninterest income | 20,000 | 38,000 | 55,000 | 71,000 |
| Noninterest expense | 324,000 | 637,000 | 951,000 | 1,249,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 183,000 | 334,000 | 492,000 | 691,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 182,000 | 333,000 | 491,000 | 690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,150,000 | 7,202,000 | 7,260,000 | 7,259,000 |
| Total capital | 7,523,000 | 7,575,000 | 7,633,000 | 7,606,000 |
| Risk-weighted assets | 40,909,000 | 38,190,000 | 39,800,000 | 35,994,000 |