Call reports 2019
FIRST FINANCIAL BANK IN WINNEBAGO — 2019
What FIRST FINANCIAL BANK IN WINNEBAGO reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 46,638,000 | 47,783,000 | 47,495,000 | 48,841,000 |
| Total loans | 32,308,000 | 34,188,000 | 33,010,000 | 35,400,000 |
| Allowance for loan losses | 287,000 | 296,000 | 305,000 | 373,000 |
| Securities available for sale | 8,974,000 | 8,177,000 | 8,650,000 | 7,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,049,000 | 38,317,000 | 38,274,000 | 39,769,000 |
| Interest-bearing deposits | 28,081,000 | 32,700,000 | 32,119,000 | 32,791,000 |
| Noninterest-bearing deposits | 5,968,000 | 5,617,000 | 6,155,000 | 6,978,000 |
| Equity capital | 6,962,000 | 7,136,000 | 7,226,000 | 7,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 522,000 | 1,077,000 | 1,631,000 | 2,204,000 |
| Interest expense | 108,000 | 224,000 | 322,000 | 421,000 |
| Net interest income | 414,000 | 853,000 | 1,309,000 | 1,783,000 |
| Noninterest income | 28,000 | 73,000 | 94,000 | 111,000 |
| Noninterest expense | 285,000 | 584,000 | 874,000 | 1,219,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 148,000 | 324,000 | 502,000 | 639,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 147,000 | 323,000 | 501,000 | 638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,938,000 | 7,024,000 | 7,112,000 | 7,058,000 |
| Total capital | 7,225,000 | 7,320,000 | 7,417,000 | 7,431,000 |
| Risk-weighted assets | 36,827,000 | 38,276,000 | 37,842,000 | 39,434,000 |