Call reports 2018
FIRST FINANCIAL BANK IN WINNEBAGO — 2018
What FIRST FINANCIAL BANK IN WINNEBAGO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 42,734,000 | 44,668,000 | 43,387,000 | 46,369,000 |
| Total loans | 27,113,000 | 28,802,000 | 28,373,000 | 30,695,000 |
| Allowance for loan losses | 251,000 | 260,000 | 269,000 | 278,000 |
| Securities available for sale | 10,305,000 | 9,983,000 | 9,287,000 | 9,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,647,000 | 34,608,000 | 33,829,000 | 34,679,000 |
| Interest-bearing deposits | 29,194,000 | 28,772,000 | 27,963,000 | 28,415,000 |
| Noninterest-bearing deposits | 6,453,000 | 5,836,000 | 5,866,000 | 6,264,000 |
| Equity capital | 6,770,000 | 6,788,000 | 6,805,000 | 6,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 427,000 | 884,000 | 1,360,000 | 1,855,000 |
| Interest expense | 55,000 | 115,000 | 191,000 | 276,000 |
| Net interest income | 372,000 | 769,000 | 1,169,000 | 1,579,000 |
| Noninterest income | 25,000 | 47,000 | 72,000 | 78,000 |
| Noninterest expense | 271,000 | 561,000 | 845,000 | 1,152,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 117,000 | 237,000 | 369,000 | 469,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 116,000 | 236,000 | 368,000 | 468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,814,000 | 6,848,000 | 6,896,000 | 6,881,000 |
| Total capital | 7,065,000 | 7,108,000 | 7,165,000 | 7,159,000 |
| Risk-weighted assets | 31,912,000 | 33,755,000 | 33,178,000 | 35,426,000 |