Call reports 2017
FIRST FINANCIAL BANK IN WINNEBAGO — 2017
What FIRST FINANCIAL BANK IN WINNEBAGO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 44,139,000 | 44,492,000 | 43,153,000 | 44,758,000 |
| Total loans | 28,187,000 | 27,202,000 | 26,417,000 | 28,608,000 |
| Allowance for loan losses | 281,000 | 289,000 | 255,000 | 241,000 |
| Securities available for sale | 11,238,000 | 11,230,000 | 10,680,000 | 10,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,032,000 | 34,074,000 | 34,262,000 | 37,662,000 |
| Interest-bearing deposits | 29,318,000 | 28,931,000 | 28,946,000 | 28,994,000 |
| Noninterest-bearing deposits | 5,714,000 | 5,143,000 | 5,316,000 | 8,668,000 |
| Equity capital | 6,819,000 | 6,932,000 | 6,943,000 | 6,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 441,000 | 893,000 | 1,331,000 | 1,778,000 |
| Interest expense | 47,000 | 104,000 | 156,000 | 208,000 |
| Net interest income | 394,000 | 789,000 | 1,175,000 | 1,570,000 |
| Noninterest income | 27,000 | 50,000 | 72,000 | 122,000 |
| Noninterest expense | 278,000 | 558,000 | 843,000 | 1,157,000 |
| Provision for loan losses | 9,000 | 19,000 | 27,000 | 36,000 |
| Pretax income | 134,000 | 263,000 | 378,000 | 489,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 133,000 | 262,000 | 377,000 | 488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,762,000 | 6,806,000 | 6,836,000 | 6,782,000 |
| Total capital | 7,043,000 | 7,095,000 | 7,091,000 | 7,023,000 |
| Risk-weighted assets | 33,168,000 | 32,117,000 | 31,274,000 | 33,059,000 |