Call reports 2015
FIRST FINANCIAL BANK IN WINNEBAGO — 2015
What FIRST FINANCIAL BANK IN WINNEBAGO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 41,257,000 | 43,397,000 | 42,794,000 | 46,133,000 |
| Total loans | 26,611,000 | 27,970,000 | 28,089,000 | 30,741,000 |
| Allowance for loan losses | 384,000 | 385,000 | 386,000 | 366,000 |
| Securities available for sale | 11,264,000 | 11,746,000 | 10,704,000 | 10,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,255,000 | 33,768,000 | 33,504,000 | 36,504,000 |
| Interest-bearing deposits | 28,247,000 | 28,480,000 | 27,376,000 | 28,869,000 |
| Noninterest-bearing deposits | 6,008,000 | 5,288,000 | 6,128,000 | 7,635,000 |
| Equity capital | 6,793,000 | 6,678,000 | 6,785,000 | 6,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 428,000 | 864,000 | 1,305,000 | 1,760,000 |
| Interest expense | 40,000 | 80,000 | 119,000 | 158,000 |
| Net interest income | 388,000 | 784,000 | 1,186,000 | 1,602,000 |
| Noninterest income | 22,000 | 45,000 | 70,000 | 97,000 |
| Noninterest expense | 281,000 | 559,000 | 843,000 | 1,120,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 130,000 | 271,000 | 415,000 | 599,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 129,000 | 270,000 | 414,000 | 598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,501,000 | 6,537,000 | 6,576,000 | 6,654,000 |
| Total capital | 6,882,000 | 6,922,000 | 6,962,000 | 7,020,000 |
| Risk-weighted assets | 30,516,000 | 32,744,000 | 32,149,000 | 34,669,000 |