Call reports 2014
FIRST FINANCIAL BANK IN WINNEBAGO — 2014
What FIRST FINANCIAL BANK IN WINNEBAGO reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 41,405,000 | 42,418,000 | 43,107,000 | 45,234,000 |
| Total loans | 27,036,000 | 27,111,000 | 27,249,000 | 29,823,000 |
| Allowance for loan losses | 423,000 | 424,000 | 425,000 | 382,000 |
| Securities available for sale | 9,832,000 | 11,069,000 | 11,619,000 | 11,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,876,000 | 35,768,000 | 34,865,000 | 35,366,000 |
| Interest-bearing deposits | 29,083,000 | 29,026,000 | 28,008,000 | 28,052,000 |
| Noninterest-bearing deposits | 5,793,000 | 6,742,000 | 6,857,000 | 7,314,000 |
| Equity capital | 6,466,000 | 6,582,000 | 6,617,000 | 6,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 443,000 | 887,000 | 1,338,000 | 1,803,000 |
| Interest expense | 40,000 | 81,000 | 121,000 | 164,000 |
| Net interest income | 403,000 | 806,000 | 1,217,000 | 1,639,000 |
| Noninterest income | 22,000 | 41,000 | 62,000 | 82,000 |
| Noninterest expense | 277,000 | 564,000 | 845,000 | 1,154,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 148,000 | 283,000 | 434,000 | 567,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 147,000 | 282,000 | 433,000 | 566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,397,000 | 6,433,000 | 6,473,000 | 6,476,000 |
| Total capital | 6,782,000 | 6,823,000 | 6,865,000 | 6,858,000 |
| Risk-weighted assets | 30,812,000 | 31,127,000 | 31,477,000 | 33,813,000 |