Call reports 2013
FIRST FINANCIAL BANK IN WINNEBAGO — 2013
What FIRST FINANCIAL BANK IN WINNEBAGO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 40,201,000 | 39,596,000 | 40,059,000 | 43,115,000 |
| Total loans | 27,750,000 | 28,081,000 | 27,277,000 | 29,403,000 |
| Allowance for loan losses | 402,000 | 428,000 | 430,000 | 421,000 |
| Securities available for sale | 8,542,000 | 7,494,000 | 8,772,000 | 8,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,946,000 | 32,199,000 | 32,403,000 | 36,690,000 |
| Interest-bearing deposits | 27,959,000 | 27,430,000 | 26,074,000 | 27,696,000 |
| Noninterest-bearing deposits | 4,987,000 | 4,769,000 | 6,329,000 | 8,994,000 |
| Equity capital | 6,572,000 | 6,412,000 | 6,380,000 | 6,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 452,000 | 908,000 | 1,360,000 | 1,867,000 |
| Interest expense | 47,000 | 93,000 | 137,000 | 181,000 |
| Net interest income | 405,000 | 815,000 | 1,223,000 | 1,686,000 |
| Noninterest income | 23,000 | 71,000 | 92,000 | 90,000 |
| Noninterest expense | 265,000 | 539,000 | 820,000 | 1,127,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 163,000 | 347,000 | 495,000 | 674,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 163,000 | 347,000 | 495,000 | 674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,259,000 | 6,313,000 | 6,331,000 | 6,380,000 |
| Total capital | 6,645,000 | 6,700,000 | 6,713,000 | 6,787,000 |
| Risk-weighted assets | 30,806,000 | 30,966,000 | 30,484,000 | 32,670,000 |