Call reports 2026
LAKE FOREST BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2026
What LAKE FOREST BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 8,997,757,000 | 9,250,823,000 |
| Total loans | 6,806,235,000 | 6,913,581,000 |
| Allowance for loan losses | 54,036,000 | 57,353,000 |
| Securities available for sale | 541,631,000 | 570,138,000 |
| Securities held to maturity | 525,214,000 | 513,110,000 |
| Trading assets | 59,120,000 | 54,614,000 |
| Total deposits | 6,827,033,000 | 7,104,962,000 |
| Interest-bearing deposits | 5,315,577,000 | 5,427,935,000 |
| Noninterest-bearing deposits | 1,511,456,000 | 1,677,027,000 |
| Equity capital | 863,101,000 | 878,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 118,415,000 | 237,581,000 |
| Interest expense | 46,171,000 | 92,403,000 |
| Net interest income | 72,244,000 | 145,178,000 |
| Noninterest income | 46,716,000 | 98,637,000 |
| Noninterest expense | 51,704,000 | 103,302,000 |
| Provision for loan losses | 9,794,000 | 13,177,000 |
| Pretax income | 54,412,000 | 125,260,000 |
| Income tax | 14,333,000 | 33,691,000 |
| Net income | 40,079,000 | 91,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 866,152,000 | 887,407,000 |
| Total capital | 932,463,000 | 956,033,000 |
| Risk-weighted assets | 7,842,078,000 | 7,950,908,000 |