Call reports 2024
LAKE FOREST BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2024
What LAKE FOREST BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 7,745,579,000 | 8,575,926,000 | 8,362,277,000 | 8,463,081,000 |
| Total loans | 5,648,430,000 | 5,942,131,000 | 6,031,443,000 | 6,138,653,000 |
| Allowance for loan losses | 43,285,000 | 39,929,000 | 38,596,000 | 40,148,000 |
| Securities available for sale | 493,628,000 | 485,901,000 | 357,006,000 | 379,195,000 |
| Securities held to maturity | 613,411,000 | 604,397,000 | 593,786,000 | 583,069,000 |
| Trading assets | 154,966,000 | 147,705,000 | 118,935,000 | 118,122,000 |
| Total deposits | 5,712,156,000 | 6,269,153,000 | 6,023,392,000 | 6,280,232,000 |
| Interest-bearing deposits | 4,117,932,000 | 4,546,323,000 | 4,472,993,000 | 4,636,793,000 |
| Noninterest-bearing deposits | 1,594,224,000 | 1,722,830,000 | 1,550,399,000 | 1,643,439,000 |
| Equity capital | 740,305,000 | 761,103,000 | 826,271,000 | 780,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 111,685,000 | 234,845,000 | 357,316,000 | 475,781,000 |
| Interest expense | 44,522,000 | 95,744,000 | 150,409,000 | 200,070,000 |
| Net interest income | 67,163,000 | 139,101,000 | 206,907,000 | 275,711,000 |
| Noninterest income | 42,682,000 | 87,998,000 | 130,560,000 | 173,425,000 |
| Noninterest expense | 47,911,000 | 95,470,000 | 143,411,000 | 192,208,000 |
| Provision for loan losses | 4,857,000 | 5,057,000 | 4,084,000 | 6,750,000 |
| Pretax income | 56,293,000 | 125,124,000 | 188,138,000 | 247,701,000 |
| Income tax | 15,396,000 | 34,642,000 | 51,964,000 | 68,254,000 |
| Net income | 40,897,000 | 90,482,000 | 136,174,000 | 179,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 769,229,000 | 791,614,000 | 831,175,000 | 807,848,000 |
| Total capital | 820,218,000 | 839,854,000 | 878,992,000 | 857,438,000 |
| Risk-weighted assets | 6,874,753,000 | 7,115,944,000 | 7,182,827,000 | 7,283,583,000 |
Machine access — free, no API key
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