Call reports 2022
LAKE FOREST BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2022
What LAKE FOREST BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 7,491,514,000 | 8,144,565,000 | 7,893,748,000 | 7,602,722,000 |
| Total loans | 4,933,602,000 | 5,319,635,000 | 5,242,015,000 | 5,447,231,000 |
| Allowance for loan losses | 27,806,000 | 28,470,000 | 28,747,000 | 29,831,000 |
| Securities available for sale | 406,222,000 | 378,023,000 | 347,535,000 | 383,250,000 |
| Securities held to maturity | 530,808,000 | 522,335,000 | 530,646,000 | 576,722,000 |
| Trading assets | 82,364,000 | 116,986,000 | 199,785,000 | 192,763,000 |
| Total deposits | 6,111,909,000 | 6,707,387,000 | 6,287,984,000 | 5,699,287,000 |
| Interest-bearing deposits | 4,275,017,000 | 4,632,764,000 | 4,401,205,000 | 3,708,346,000 |
| Noninterest-bearing deposits | 1,836,892,000 | 2,074,623,000 | 1,886,779,000 | 1,990,941,000 |
| Equity capital | 645,470,000 | 660,488,000 | 647,703,000 | 669,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 49,603,000 | 109,058,000 | 182,281,000 | 269,922,000 |
| Interest expense | 3,795,000 | 9,875,000 | 25,298,000 | 48,120,000 |
| Net interest income | 45,808,000 | 99,183,000 | 156,983,000 | 221,802,000 |
| Noninterest income | 34,485,000 | 66,934,000 | 100,106,000 | 135,171,000 |
| Noninterest expense | 35,060,000 | 71,854,000 | 111,425,000 | 154,227,000 |
| Provision for loan losses | -1,097,000 | -933,000 | -734,000 | 397,000 |
| Pretax income | 45,972,000 | 93,491,000 | 142,120,000 | 197,728,000 |
| Income tax | 12,437,000 | 25,464,000 | 40,770,000 | 53,968,000 |
| Net income | 33,535,000 | 68,027,000 | 101,350,000 | 143,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 622,177,000 | 653,469,000 | 671,583,000 | 689,320,000 |
| Total capital | 652,778,000 | 685,687,000 | 706,118,000 | 725,384,000 |
| Risk-weighted assets | 5,744,066,000 | 6,171,572,000 | 6,135,937,000 | 6,388,711,000 |