Call reports 2021
LAKE FOREST BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2021
What LAKE FOREST BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 5,702,415,000 | 6,044,067,000 | 6,048,383,000 | 7,595,757,000 |
| Total loans | 4,082,083,000 | 4,172,450,000 | 3,990,005,000 | 4,780,336,000 |
| Allowance for loan losses | 27,302,000 | 25,380,000 | 24,221,000 | 28,604,000 |
| Securities available for sale | 273,645,000 | 256,299,000 | 263,279,000 | 245,334,000 |
| Securities held to maturity | 372,274,000 | 408,334,000 | 452,265,000 | 423,056,000 |
| Trading assets | 118,481,000 | 119,116,000 | 99,255,000 | 76,933,000 |
| Total deposits | 4,359,699,000 | 4,691,403,000 | 4,707,599,000 | 6,219,774,000 |
| Interest-bearing deposits | 2,924,136,000 | 2,970,337,000 | 3,180,084,000 | 4,285,307,000 |
| Noninterest-bearing deposits | 1,435,563,000 | 1,721,066,000 | 1,527,515,000 | 1,934,467,000 |
| Equity capital | 554,317,000 | 567,727,000 | 594,497,000 | 624,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 39,136,000 | 81,721,000 | 124,603,000 | 170,288,000 |
| Interest expense | 5,051,000 | 9,900,000 | 14,193,000 | 18,293,000 |
| Net interest income | 34,085,000 | 71,821,000 | 110,410,000 | 151,995,000 |
| Noninterest income | 32,216,000 | 64,269,000 | 99,816,000 | 136,711,000 |
| Noninterest expense | 31,776,000 | 64,278,000 | 95,383,000 | 130,141,000 |
| Provision for loan losses | -2,275,000 | -5,468,000 | -6,847,000 | -2,639,000 |
| Pretax income | 37,463,000 | 77,791,000 | 121,206,000 | 160,407,000 |
| Income tax | 9,498,000 | 20,488,000 | 32,174,000 | 43,069,000 |
| Net income | 27,965,000 | 57,303,000 | 89,032,000 | 117,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 524,442,000 | 535,664,000 | 563,547,000 | 586,701,000 |
| Total capital | 552,849,000 | 562,764,000 | 590,466,000 | 614,942,000 |
| Risk-weighted assets | 4,469,799,000 | 4,755,766,000 | 4,655,366,000 | 5,523,250,000 |