Call reports 2020
LAKE FOREST BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2020
What LAKE FOREST BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 4,696,128,000 | 5,337,454,000 | 5,427,430,000 | 5,931,108,000 |
| Total loans | 3,292,316,000 | 3,736,238,000 | 3,820,693,000 | 4,038,374,000 |
| Allowance for loan losses | 22,960,000 | 33,214,000 | 31,345,000 | 28,875,000 |
| Securities available for sale | 402,960,000 | 346,895,000 | 293,721,000 | 335,115,000 |
| Securities held to maturity | 103,477,000 | 86,086,000 | 86,028,000 | 90,647,000 |
| Trading assets | 200,598,000 | 210,555,000 | 199,224,000 | 172,688,000 |
| Total deposits | 3,509,478,000 | 4,054,651,000 | 4,165,338,000 | 4,555,490,000 |
| Interest-bearing deposits | 2,411,530,000 | 2,750,351,000 | 2,847,227,000 | 2,937,880,000 |
| Noninterest-bearing deposits | 1,097,948,000 | 1,304,300,000 | 1,318,111,000 | 1,617,610,000 |
| Equity capital | 444,567,000 | 464,437,000 | 492,921,000 | 528,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 43,474,000 | 83,661,000 | 121,766,000 | 161,516,000 |
| Interest expense | 9,343,000 | 16,311,000 | 22,260,000 | 27,614,000 |
| Net interest income | 34,131,000 | 67,350,000 | 99,506,000 | 133,902,000 |
| Noninterest income | 29,114,000 | 57,125,000 | 87,454,000 | 116,503,000 |
| Noninterest expense | 27,020,000 | 55,528,000 | 84,408,000 | 113,471,000 |
| Provision for loan losses | 4,727,000 | 17,276,000 | 15,837,000 | 11,355,000 |
| Pretax income | 31,541,000 | 51,714,000 | 86,779,000 | 125,643,000 |
| Income tax | 8,989,000 | 14,860,000 | 24,089,000 | 34,754,000 |
| Net income | 22,552,000 | 36,854,000 | 62,690,000 | 90,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 411,548,000 | 433,104,000 | 461,532,000 | 494,957,000 |
| Total capital | 435,594,000 | 465,519,000 | 493,900,000 | 525,202,000 |
| Risk-weighted assets | 3,921,642,000 | 4,004,096,000 | 4,053,330,000 | 4,368,842,000 |