Call reports 2019
LAKE FOREST BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2019
What LAKE FOREST BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 4,075,835,000 | 4,240,353,000 | 4,296,635,000 | 4,532,951,000 |
| Total loans | 2,916,011,000 | 3,142,491,000 | 3,071,405,000 | 3,312,815,000 |
| Allowance for loan losses | 26,926,000 | 23,468,000 | 24,972,000 | 20,813,000 |
| Securities available for sale | 245,753,000 | 241,328,000 | 253,228,000 | 350,538,000 |
| Securities held to maturity | 203,087,000 | 211,092,000 | 181,027,000 | 184,703,000 |
| Trading assets | 54,577,000 | 82,753,000 | 106,454,000 | 79,162,000 |
| Total deposits | 3,272,236,000 | 3,342,769,000 | 3,350,985,000 | 3,589,866,000 |
| Interest-bearing deposits | 2,468,971,000 | 2,429,088,000 | 2,386,523,000 | 2,665,483,000 |
| Noninterest-bearing deposits | 803,265,000 | 913,681,000 | 964,462,000 | 924,383,000 |
| Equity capital | 415,336,000 | 426,611,000 | 449,107,000 | 474,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 42,523,000 | 87,802,000 | 132,461,000 | 176,096,000 |
| Interest expense | 7,744,000 | 16,336,000 | 25,905,000 | 35,387,000 |
| Net interest income | 34,779,000 | 71,466,000 | 106,556,000 | 140,709,000 |
| Noninterest income | 25,469,000 | 52,665,000 | 80,252,000 | 106,983,000 |
| Noninterest expense | 25,352,000 | 52,480,000 | 78,856,000 | 105,742,000 |
| Provision for loan losses | 4,933,000 | 12,056,000 | 15,912,000 | 18,872,000 |
| Pretax income | 29,966,000 | 59,615,000 | 92,061,000 | 123,099,000 |
| Income tax | 7,951,000 | 16,086,000 | 24,953,000 | 33,487,000 |
| Net income | 22,015,000 | 43,529,000 | 67,108,000 | 89,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 381,223,000 | 393,095,000 | 415,703,000 | 440,585,000 |
| Total capital | 408,341,000 | 416,774,000 | 440,886,000 | 461,643,000 |
| Risk-weighted assets | 3,451,045,000 | 3,668,706,000 | 3,626,373,000 | 3,863,583,000 |