Call reports 2018
LAKE FOREST BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2018
What LAKE FOREST BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 3,580,282,000 | 3,687,256,000 | 3,700,717,000 | 3,795,730,000 |
| Total loans | 2,749,779,000 | 2,773,666,000 | 2,745,691,000 | 2,873,805,000 |
| Allowance for loan losses | 18,490,000 | 18,665,000 | 20,145,000 | 22,543,000 |
| Securities available for sale | 212,757,000 | 201,424,000 | 194,742,000 | 260,610,000 |
| Securities held to maturity | 140,413,000 | 140,388,000 | 151,960,000 | 203,379,000 |
| Trading assets | 49,133,000 | 59,429,000 | 63,188,000 | 52,235,000 |
| Total deposits | 2,782,015,000 | 2,900,510,000 | 2,916,186,000 | 3,019,965,000 |
| Interest-bearing deposits | 1,977,404,000 | 2,010,597,000 | 2,093,118,000 | 2,146,803,000 |
| Noninterest-bearing deposits | 804,611,000 | 889,913,000 | 823,068,000 | 873,162,000 |
| Equity capital | 413,432,000 | 413,719,000 | 418,613,000 | 434,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 34,339,000 | 71,997,000 | 109,556,000 | 149,208,000 |
| Interest expense | 4,597,000 | 10,215,000 | 16,470,000 | 23,639,000 |
| Net interest income | 29,742,000 | 61,782,000 | 93,086,000 | 125,569,000 |
| Noninterest income | 22,176,000 | 46,520,000 | 71,701,000 | 93,759,000 |
| Noninterest expense | 22,371,000 | 45,642,000 | 68,898,000 | 94,036,000 |
| Provision for loan losses | 3,518,000 | 5,264,000 | 7,177,000 | 9,753,000 |
| Pretax income | 25,887,000 | 57,254,000 | 88,570,000 | 115,397,000 |
| Income tax | 6,935,000 | 15,506,000 | 23,512,000 | 30,690,000 |
| Net income | 18,952,000 | 41,748,000 | 65,058,000 | 84,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 378,816,000 | 380,937,000 | 387,094,000 | 402,156,000 |
| Total capital | 397,463,000 | 399,761,000 | 407,405,000 | 424,872,000 |
| Risk-weighted assets | 3,199,217,000 | 3,209,574,000 | 3,213,070,000 | 3,388,229,000 |