Call reports 2017
LAKE FOREST BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2017
What LAKE FOREST BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 3,218,003,000 | 3,448,134,000 | 3,417,399,000 | 3,564,766,000 |
| Total loans | 2,527,903,000 | 2,596,178,000 | 2,570,750,000 | 2,730,091,000 |
| Allowance for loan losses | 17,775,000 | 17,061,000 | 17,194,000 | 18,319,000 |
| Securities available for sale | 199,360,000 | 154,885,000 | 163,148,000 | 200,811,000 |
| Securities held to maturity | 129,040,000 | 139,569,000 | 143,450,000 | 140,436,000 |
| Trading assets | 36,560,000 | 35,301,000 | 33,576,000 | 33,360,000 |
| Total deposits | 2,588,791,000 | 2,777,126,000 | 2,753,202,000 | 2,868,822,000 |
| Interest-bearing deposits | 1,840,909,000 | 1,976,767,000 | 1,973,768,000 | 2,004,377,000 |
| Noninterest-bearing deposits | 747,882,000 | 800,359,000 | 779,434,000 | 864,445,000 |
| Equity capital | 368,982,000 | 377,148,000 | 388,878,000 | 382,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 28,005,000 | 56,600,000 | 88,567,000 | 120,711,000 |
| Interest expense | 2,710,000 | 5,860,000 | 9,696,000 | 13,829,000 |
| Net interest income | 25,295,000 | 50,740,000 | 78,871,000 | 106,882,000 |
| Noninterest income | 19,759,000 | 36,645,000 | 56,663,000 | 75,325,000 |
| Noninterest expense | 18,026,000 | 36,955,000 | 56,088,000 | 76,792,000 |
| Provision for loan losses | 2,042,000 | 2,295,000 | 3,229,000 | 5,206,000 |
| Pretax income | 24,986,000 | 48,143,000 | 76,238,000 | 100,242,000 |
| Income tax | 9,217,000 | 17,874,000 | 28,543,000 | 42,215,000 |
| Net income | 15,769,000 | 30,269,000 | 47,695,000 | 58,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 334,416,000 | 342,997,000 | 354,947,000 | 347,924,000 |
| Total capital | 352,342,000 | 360,204,000 | 372,297,000 | 366,407,000 |
| Risk-weighted assets | 2,917,895,000 | 3,034,071,000 | 3,022,683,000 | 3,171,799,000 |