Call reports 2014
LAKE FOREST BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2014
What LAKE FOREST BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,346,619,000 | 2,534,035,000 | 2,506,571,000 | 2,695,351,000 |
| Total loans | 1,784,753,000 | 1,911,792,000 | 1,938,125,000 | 1,952,486,000 |
| Allowance for loan losses | 11,802,000 | 12,654,000 | 13,496,000 | 13,566,000 |
| Securities available for sale | 226,808,000 | 227,780,000 | 227,402,000 | 214,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 32,267,000 | 34,278,000 | 29,620,000 | 35,052,000 |
| Total deposits | 1,922,584,000 | 2,037,408,000 | 2,055,289,000 | 2,084,112,000 |
| Interest-bearing deposits | 1,402,093,000 | 1,429,744,000 | 1,458,557,000 | 1,413,919,000 |
| Noninterest-bearing deposits | 520,491,000 | 607,664,000 | 596,732,000 | 670,193,000 |
| Equity capital | 243,365,000 | 261,288,000 | 261,952,000 | 264,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 18,711,000 | 38,278,000 | 59,297,000 | 80,469,000 |
| Interest expense | 1,557,000 | 3,104,000 | 4,721,000 | 6,402,000 |
| Net interest income | 17,154,000 | 35,174,000 | 54,576,000 | 74,067,000 |
| Noninterest income | 12,761,000 | 28,119,000 | 42,744,000 | 56,281,000 |
| Noninterest expense | 16,685,000 | 32,510,000 | 48,879,000 | 64,986,000 |
| Provision for loan losses | -646,000 | 1,187,000 | 2,512,000 | 4,034,000 |
| Pretax income | 13,880,000 | 29,429,000 | 45,766,000 | 61,170,000 |
| Income tax | 5,413,000 | 11,538,000 | 17,830,000 | 23,759,000 |
| Net income | 8,467,000 | 17,891,000 | 27,936,000 | 37,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 217,790,000 | 226,842,000 | 228,689,000 | 231,448,000 |
| Total capital | 229,789,000 | 249,773,000 | 252,457,000 | 245,248,000 |
| Risk-weighted assets | 2,032,702,000 | 2,182,461,000 | 2,149,767,000 | 2,223,514,000 |
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