Call reports 2013
LAKE FOREST BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2013
What LAKE FOREST BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,263,873,000 | 2,286,251,000 | 2,337,031,000 | 2,359,417,000 |
| Total loans | 1,674,284,000 | 1,678,531,000 | 1,739,707,000 | 1,799,839,000 |
| Allowance for loan losses | 14,437,000 | 13,752,000 | 13,963,000 | 13,325,000 |
| Securities available for sale | 256,731,000 | 248,851,000 | 224,944,000 | 261,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 43,349,000 | 29,670,000 | 35,590,000 | 32,122,000 |
| Total deposits | 1,861,079,000 | 1,899,484,000 | 1,958,622,000 | 1,915,795,000 |
| Interest-bearing deposits | 1,359,101,000 | 1,401,870,000 | 1,420,140,000 | 1,341,478,000 |
| Noninterest-bearing deposits | 501,978,000 | 497,614,000 | 538,482,000 | 574,317,000 |
| Equity capital | 252,429,000 | 242,375,000 | 243,580,000 | 240,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 19,320,000 | 38,448,000 | 57,762,000 | 76,515,000 |
| Interest expense | 1,751,000 | 3,439,000 | 4,995,000 | 6,611,000 |
| Net interest income | 17,569,000 | 35,009,000 | 52,767,000 | 69,904,000 |
| Noninterest income | 14,258,000 | 29,222,000 | 43,310,000 | 56,875,000 |
| Noninterest expense | 15,801,000 | 31,647,000 | 47,306,000 | 61,875,000 |
| Provision for loan losses | 452,000 | 770,000 | 1,853,000 | 3,222,000 |
| Pretax income | 15,717,000 | 31,957,000 | 47,163,000 | 61,272,000 |
| Income tax | 6,264,000 | 12,645,000 | 18,471,000 | 23,926,000 |
| Net income | 9,453,000 | 19,312,000 | 28,692,000 | 37,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 219,628,000 | 220,055,000 | 217,743,000 | 222,577,000 |
| Total capital | 234,209,000 | 234,425,000 | 231,858,000 | 236,005,000 |
| Risk-weighted assets | 1,878,894,000 | 1,913,836,000 | 1,993,998,000 | 2,024,430,000 |
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