Call reports 2012
LAKE FOREST BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2012
What LAKE FOREST BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,584,480,000 | 2,733,880,000 | 2,385,395,000 | 2,414,413,000 |
| Total loans | 1,558,720,000 | 1,613,111,000 | 1,731,583,000 | 1,852,944,000 |
| Allowance for loan losses | 16,744,000 | 15,762,000 | 15,441,000 | 16,395,000 |
| Securities available for sale | 230,636,000 | 207,562,000 | 212,837,000 | 253,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 34,064,000 | 42,716,000 | 47,895,000 | 45,289,000 |
| Total deposits | 1,747,934,000 | 1,793,682,000 | 1,970,097,000 | 2,008,766,000 |
| Interest-bearing deposits | 1,326,336,000 | 1,391,465,000 | 1,459,195,000 | 1,423,756,000 |
| Noninterest-bearing deposits | 421,598,000 | 402,217,000 | 510,902,000 | 585,010,000 |
| Equity capital | 219,892,000 | 232,751,000 | 247,455,000 | 247,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 21,994,000 | 41,807,000 | 63,022,000 | 83,497,000 |
| Interest expense | 5,183,000 | 9,012,000 | 11,908,000 | 13,854,000 |
| Net interest income | 16,811,000 | 32,795,000 | 51,114,000 | 69,643,000 |
| Noninterest income | 12,859,000 | 24,635,000 | 37,518,000 | 51,695,000 |
| Noninterest expense | 15,542,000 | 30,026,000 | 46,066,000 | 61,001,000 |
| Provision for loan losses | 316,000 | 2,287,000 | 4,095,000 | 7,714,000 |
| Pretax income | 14,620,000 | 25,977,000 | 39,345,000 | 53,503,000 |
| Income tax | 5,749,000 | 10,050,000 | 15,193,000 | 20,008,000 |
| Net income | 8,871,000 | 15,927,000 | 24,152,000 | 33,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,134,000 | 198,724,000 | 207,313,000 | 209,699,000 |
| Total capital | 228,314,000 | 217,721,000 | 225,950,000 | 226,234,000 |
| Risk-weighted assets | 1,865,636,000 | 1,934,584,000 | 1,916,583,000 | 2,051,879,000 |
Machine access — free, no API key
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