Call reports 2025
PEOPLES SAVINGS BANK, THE — 2025
What PEOPLES SAVINGS BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 166,517,000 | 170,334,000 | 177,220,000 | 180,218,000 |
| Total loans | 139,054,000 | 142,889,000 | 152,450,000 | 157,152,000 |
| Allowance for loan losses | 1,141,000 | 1,138,000 | 1,307,000 | 1,291,000 |
| Securities available for sale | 8,595,000 | 8,387,000 | 8,474,000 | 8,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,567,000 | 152,451,000 | 159,058,000 | 162,013,000 |
| Interest-bearing deposits | 134,395,000 | 137,463,000 | 143,482,000 | 146,348,000 |
| Noninterest-bearing deposits | 14,172,000 | 14,988,000 | 15,576,000 | 15,665,000 |
| Equity capital | 14,195,000 | 14,409,000 | 14,810,000 | 15,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,091,000 | 4,299,000 | 6,602,000 | 9,053,000 |
| Interest expense | 718,000 | 1,477,000 | 2,270,000 | 3,125,000 |
| Net interest income | 1,373,000 | 2,822,000 | 4,332,000 | 5,928,000 |
| Noninterest income | 84,000 | 173,000 | 253,000 | 342,000 |
| Noninterest expense | 1,142,000 | 2,415,000 | 3,536,000 | 4,902,000 |
| Provision for loan losses | 0 | 0 | 217,000 | 263,000 |
| Pretax income | 344,000 | 643,000 | 895,000 | 1,168,000 |
| Income tax | 72,000 | 134,000 | 186,000 | 243,000 |
| Net income | 272,000 | 509,000 | 709,000 | 925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,595,000 | 15,832,000 | 16,032,000 | 16,248,000 |