Call reports 2024
PEOPLES SAVINGS BANK, THE — 2024
What PEOPLES SAVINGS BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 154,170,000 | 154,911,000 | 159,848,000 | 159,583,000 |
| Total loans | 130,340,000 | 133,322,000 | 135,217,000 | 138,029,000 |
| Allowance for loan losses | 1,161,000 | 1,144,000 | 1,153,000 | 1,197,000 |
| Securities available for sale | 8,984,000 | 8,948,000 | 9,135,000 | 8,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,935,000 | 136,926,000 | 141,479,000 | 136,723,000 |
| Interest-bearing deposits | 120,783,000 | 121,438,000 | 125,620,000 | 121,619,000 |
| Noninterest-bearing deposits | 15,152,000 | 15,488,000 | 15,859,000 | 15,104,000 |
| Equity capital | 13,472,000 | 13,452,000 | 14,016,000 | 13,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,830,000 | 3,797,000 | 5,798,000 | 7,875,000 |
| Interest expense | 610,000 | 1,240,000 | 1,873,000 | 2,545,000 |
| Net interest income | 1,220,000 | 2,557,000 | 3,925,000 | 5,330,000 |
| Noninterest income | 88,000 | 166,000 | 286,000 | 377,000 |
| Noninterest expense | 1,073,000 | 2,757,000 | 3,888,000 | 5,295,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 59,000 |
| Pretax income | 242,000 | -27,000 | 312,000 | 387,000 |
| Income tax | 69,000 | 13,000 | 84,000 | 99,000 |
| Net income | 173,000 | -40,000 | 228,000 | 288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,208,000 | 14,995,000 | 15,263,000 | 15,323,000 |