Call reports 2023
PEOPLES SAVINGS BANK, THE — 2023
What PEOPLES SAVINGS BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 151,072,000 | 145,518,000 | 148,024,000 | 150,599,000 |
| Total loans | 120,750,000 | 123,482,000 | 127,108,000 | 129,816,000 |
| Allowance for loan losses | 1,155,000 | 1,155,000 | 1,146,000 | 1,168,000 |
| Securities available for sale | 9,705,000 | 9,501,000 | 9,012,000 | 9,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,997,000 | 126,770,000 | 129,464,000 | 129,970,000 |
| Interest-bearing deposits | 112,100,000 | 110,431,000 | 112,014,000 | 114,078,000 |
| Noninterest-bearing deposits | 19,897,000 | 16,339,000 | 17,450,000 | 15,892,000 |
| Equity capital | 12,794,000 | 12,976,000 | 12,983,000 | 13,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,604,000 | 3,304,000 | 5,028,000 | 6,846,000 |
| Interest expense | 318,000 | 705,000 | 1,171,000 | 1,706,000 |
| Net interest income | 1,286,000 | 2,599,000 | 3,857,000 | 5,140,000 |
| Noninterest income | 89,000 | 177,000 | 263,000 | 348,000 |
| Noninterest expense | 1,055,000 | 2,193,000 | 3,244,000 | 4,550,000 |
| Provision for loan losses | 45,000 | 55,000 | 55,000 | 89,000 |
| Pretax income | 276,000 | 529,000 | 824,000 | 878,000 |
| Income tax | 57,000 | 110,000 | 171,000 | 194,000 |
| Net income | 219,000 | 419,000 | 653,000 | 684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,570,000 | 14,770,000 | 15,004,000 | 15,035,000 |