Call reports 2022
PEOPLES SAVINGS BANK, THE — 2022
What PEOPLES SAVINGS BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 150,800,000 | 149,560,000 | 149,680,000 | 147,491,000 |
| Total loans | 112,794,000 | 116,825,000 | 118,009,000 | 121,122,000 |
| Allowance for loan losses | 1,040,000 | 1,057,000 | 1,043,000 | 1,096,000 |
| Securities available for sale | 12,763,000 | 10,468,000 | 9,954,000 | 9,848,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,584,000 | 129,414,000 | 130,214,000 | 128,135,000 |
| Interest-bearing deposits | 111,429,000 | 111,562,000 | 111,271,000 | 110,867,000 |
| Noninterest-bearing deposits | 17,155,000 | 17,852,000 | 18,943,000 | 17,268,000 |
| Equity capital | 11,695,000 | 10,386,000 | 10,533,000 | 10,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,287,000 | 2,737,000 | 4,206,000 | 5,820,000 |
| Interest expense | 196,000 | 366,000 | 537,000 | 780,000 |
| Net interest income | 1,091,000 | 2,371,000 | 3,669,000 | 5,040,000 |
| Noninterest income | 312,000 | 434,000 | 521,000 | 610,000 |
| Noninterest expense | 1,229,000 | 2,268,000 | 3,165,000 | 4,284,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 151,000 | 483,000 | 947,000 | 1,263,000 |
| Income tax | -16,000 | 53,000 | 150,000 | 215,000 |
| Net income | 167,000 | 430,000 | 797,000 | 1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,484,000 | 13,748,000 | 14,115,000 | 14,365,000 |