Call reports 2017
PEOPLES SAVINGS BANK, THE — 2017
What PEOPLES SAVINGS BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 117,867,000 | 115,457,000 | 117,850,000 | 115,590,000 |
| Total loans | 101,166,000 | 102,640,000 | 102,071,000 | 102,590,000 |
| Allowance for loan losses | 919,000 | 961,000 | 912,000 | 928,000 |
| Securities available for sale | 2,087,000 | 2,011,000 | 1,940,000 | 1,783,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,750,000 | 95,239,000 | 94,486,000 | 95,650,000 |
| Interest-bearing deposits | 85,769,000 | 86,218,000 | 83,940,000 | 84,477,000 |
| Noninterest-bearing deposits | 10,981,000 | 9,021,000 | 10,546,000 | 11,173,000 |
| Equity capital | 10,219,000 | 10,296,000 | 10,367,000 | 10,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,348,000 | 2,708,000 | 4,057,000 | 5,422,000 |
| Interest expense | 178,000 | 371,000 | 564,000 | 754,000 |
| Net interest income | 1,170,000 | 2,337,000 | 3,493,000 | 4,668,000 |
| Noninterest income | 74,000 | 151,000 | 231,000 | 318,000 |
| Noninterest expense | 1,056,000 | 2,139,000 | 3,232,000 | 4,311,000 |
| Provision for loan losses | 30,000 | 75,000 | 120,000 | 165,000 |
| Pretax income | 158,000 | 274,000 | 372,000 | 510,000 |
| Income tax | 54,000 | 93,000 | 126,000 | 170,000 |
| Net income | 104,000 | 181,000 | 246,000 | 340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,210,000 | 11,295,000 | 11,370,000 | 11,414,000 |
| Total capital | 12,116,000 | 12,253,000 | 12,282,000 | 12,342,000 |
| Risk-weighted assets | 72,288,000 | 76,476,000 | 73,937,000 | 76,462,000 |