Call reports 2016
PEOPLES SAVINGS BANK, THE — 2016
What PEOPLES SAVINGS BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 110,348,000 | 111,798,000 | 114,079,000 | 115,695,000 |
| Total loans | 97,768,000 | 99,658,000 | 100,008,000 | 100,327,000 |
| Allowance for loan losses | 760,000 | 845,000 | 838,000 | 895,000 |
| Securities available for sale | 2,573,000 | 2,495,000 | 2,334,000 | 2,181,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,976,000 | 83,417,000 | 90,854,000 | 93,182,000 |
| Interest-bearing deposits | 74,746,000 | 76,136,000 | 82,236,000 | 83,318,000 |
| Noninterest-bearing deposits | 8,230,000 | 7,281,000 | 8,618,000 | 9,864,000 |
| Equity capital | 9,838,000 | 9,918,000 | 10,021,000 | 10,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,274,000 | 2,564,000 | 3,879,000 | 5,184,000 |
| Interest expense | 180,000 | 362,000 | 550,000 | 734,000 |
| Net interest income | 1,094,000 | 2,202,000 | 3,329,000 | 4,450,000 |
| Noninterest income | 75,000 | 196,000 | 272,000 | 365,000 |
| Noninterest expense | 1,012,000 | 2,107,000 | 3,105,000 | 4,121,000 |
| Provision for loan losses | 45,000 | 145,000 | 190,000 | 235,000 |
| Pretax income | 112,000 | 146,000 | 306,000 | 459,000 |
| Income tax | 11,000 | 22,000 | 76,000 | 125,000 |
| Net income | 101,000 | 124,000 | 230,000 | 334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,091,000 | 10,873,000 | 10,987,000 | 11,102,000 |
| Total capital | 11,851,000 | 11,718,000 | 11,825,000 | 11,997,000 |
| Risk-weighted assets | 71,133,000 | 88,162,000 | 72,278,000 | 72,642,000 |