Call reports 2018
STATE BANK OF CERRO GORDO — 2018
What STATE BANK OF CERRO GORDO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 27,675,000 | 28,033,000 | 28,837,000 | 29,727,000 |
| Total loans | 12,421,000 | 12,358,000 | 12,998,000 | 13,887,000 |
| Allowance for loan losses | 88,000 | 88,000 | 88,000 | 86,000 |
| Securities available for sale | 6,715,000 | 6,657,000 | 6,544,000 | 6,580,000 |
| Securities held to maturity | 2,752,000 | 2,751,000 | 2,550,000 | 2,549,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,746,000 | 24,074,000 | 24,858,000 | 25,754,000 |
| Interest-bearing deposits | 19,426,000 | 19,294,000 | 20,754,000 | 21,389,000 |
| Noninterest-bearing deposits | 4,320,000 | 4,780,000 | 4,104,000 | 4,365,000 |
| Equity capital | 3,893,000 | 3,928,000 | 3,948,000 | 3,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 224,000 | 444,000 | 677,000 | 926,000 |
| Interest expense | 8,000 | 14,000 | 21,000 | 29,000 |
| Net interest income | 216,000 | 430,000 | 656,000 | 897,000 |
| Noninterest income | 32,000 | 61,000 | 92,000 | 122,000 |
| Noninterest expense | 205,000 | 415,000 | 620,000 | 836,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 43,000 | 76,000 | 128,000 | 181,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 20,000 |
| Net income | 41,000 | 72,000 | 122,000 | 161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,578,000 | 3,609,000 | 3,661,000 | 3,619,000 |
| Total capital | 3,667,000 | 3,699,000 | 3,750,000 | 3,706,000 |
| Risk-weighted assets | 16,446,000 | 16,057,000 | 16,698,000 | 17,746,000 |