Call reports 2017
STATE BANK OF CERRO GORDO — 2017
What STATE BANK OF CERRO GORDO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 26,754,000 | 25,776,000 | 28,321,000 | 30,520,000 |
| Total loans | 11,439,000 | 11,514,000 | 11,941,000 | 13,019,000 |
| Allowance for loan losses | 88,000 | 88,000 | 89,000 | 88,000 |
| Securities available for sale | 7,392,000 | 7,447,000 | 7,066,000 | 6,898,000 |
| Securities held to maturity | 3,839,000 | 3,448,000 | 3,448,000 | 2,898,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,782,000 | 21,681,000 | 24,201,000 | 26,548,000 |
| Interest-bearing deposits | 19,157,000 | 18,205,000 | 19,839,000 | 22,714,000 |
| Noninterest-bearing deposits | 3,625,000 | 3,476,000 | 4,362,000 | 3,834,000 |
| Equity capital | 3,941,000 | 4,042,000 | 4,061,000 | 3,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 202,000 | 410,000 | 623,000 | 849,000 |
| Interest expense | 6,000 | 13,000 | 19,000 | 26,000 |
| Net interest income | 196,000 | 397,000 | 604,000 | 823,000 |
| Noninterest income | 32,000 | 63,000 | 91,000 | 119,000 |
| Noninterest expense | 200,000 | 409,000 | 622,000 | 863,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 28,000 | 51,000 | 83,000 | 89,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 28,000 |
| Net income | 25,000 | 46,000 | 75,000 | 61,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,546,000 | 3,571,000 | 3,597,000 | 3,558,000 |
| Total capital | 3,638,000 | 3,662,000 | 3,691,000 | 3,650,000 |
| Risk-weighted assets | 15,933,000 | 15,521,000 | 17,012,000 | 16,703,000 |