Call reports 2012
STATE BANK OF CERRO GORDO — 2012
What STATE BANK OF CERRO GORDO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 25,075,000 | 24,113,000 | 26,708,000 | 25,435,000 |
| Total loans | 8,827,000 | 9,345,000 | 10,090,000 | 9,972,000 |
| Allowance for loan losses | 91,000 | 92,000 | 93,000 | 95,000 |
| Securities available for sale | 516,000 | 522,000 | 526,000 | 525,000 |
| Securities held to maturity | 5,138,000 | 5,741,000 | 5,736,000 | 5,556,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,223,000 | 20,237,000 | 22,806,000 | 21,564,000 |
| Interest-bearing deposits | 18,364,000 | 17,232,000 | 19,132,000 | 18,425,000 |
| Noninterest-bearing deposits | 2,859,000 | 3,005,000 | 3,674,000 | 3,139,000 |
| Equity capital | 3,769,000 | 3,786,000 | 3,813,000 | 3,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 191,000 | 383,000 | 589,000 | 792,000 |
| Interest expense | 13,000 | 25,000 | 36,000 | 47,000 |
| Net interest income | 178,000 | 358,000 | 553,000 | 745,000 |
| Noninterest income | 35,000 | 68,000 | 100,000 | 133,000 |
| Noninterest expense | 197,000 | 397,000 | 600,000 | 809,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 16,000 | 29,000 | 53,000 | 69,000 |
| Income tax | 0 | 0 | 0 | -18,000 |
| Net income | 16,000 | 29,000 | 53,000 | 87,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,266,000 | 3,279,000 | 3,304,000 | 3,306,000 |
| Total capital | 3,357,000 | 3,371,000 | 3,397,000 | 3,401,000 |
| Risk-weighted assets | 10,369,000 | 10,910,000 | 11,899,000 | 11,257,000 |