Call reports 2007
STATE BANK OF CERRO GORDO — 2007
What STATE BANK OF CERRO GORDO reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 24,367,000 | 23,552,000 | 23,870,000 | 21,660,000 |
| Total loans | 11,899,000 | 12,047,000 | 12,635,000 | 12,609,000 |
| Allowance for loan losses | 145,000 | 135,000 | 132,000 | 134,000 |
| Securities available for sale | 748,000 | 755,000 | 753,000 | 648,000 |
| Securities held to maturity | 7,483,000 | 7,233,000 | 6,433,000 | 6,214,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,598,000 | 18,777,000 | 19,020,000 | 17,668,000 |
| Interest-bearing deposits | 17,428,000 | 16,729,000 | 17,011,000 | 15,347,000 |
| Noninterest-bearing deposits | 2,170,000 | 2,048,000 | 2,009,000 | 2,321,000 |
| Equity capital | 3,909,000 | 3,933,000 | 3,958,000 | 3,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 336,000 | 674,000 | 1,018,000 | 1,366,000 |
| Interest expense | 145,000 | 288,000 | 431,000 | 569,000 |
| Net interest income | 191,000 | 386,000 | 587,000 | 797,000 |
| Noninterest income | 41,000 | 84,000 | 123,000 | 169,000 |
| Noninterest expense | 188,000 | 380,000 | 586,000 | 797,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 90,000 | 124,000 | 169,000 |
| Income tax | 9,000 | 18,000 | 24,000 | 33,000 |
| Net income | 35,000 | 72,000 | 100,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,353,000 | 3,382,000 | 3,412,000 | 3,242,000 |
| Total capital | 3,498,000 | 3,517,000 | 3,544,000 | 3,376,000 |
| Risk-weighted assets | 12,500,000 | 12,420,000 | 12,965,000 | 12,410,000 |
Machine access — free, no API key
Every figure shown here about STATE BANK OF CERRO GORDO — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.