Call reports 2025
FARMERS STATE BANK — 2025
What FARMERS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 23,984,000 | 26,413,000 | 24,856,000 | 26,576,000 |
| Total loans | 12,157,000 | 12,755,000 | 13,321,000 | 13,956,000 |
| Allowance for loan losses | 196,000 | 193,000 | 195,000 | 160,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,400,000 | 6,300,000 | 6,200,000 | 6,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,631,000 | 22,477,000 | 19,764,000 | 23,557,000 |
| Interest-bearing deposits | 15,437,000 | 15,086,000 | 14,737,000 | 17,727,000 |
| Noninterest-bearing deposits | 5,194,000 | 7,391,000 | 5,027,000 | 5,830,000 |
| Equity capital | 2,415,000 | 2,488,000 | 2,549,000 | 2,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 266,000 | 547,000 | 830,000 | 1,142,000 |
| Interest expense | 77,000 | 145,000 | 214,000 | 296,000 |
| Net interest income | 189,000 | 402,000 | 616,000 | 846,000 |
| Noninterest income | 9,000 | 15,000 | 29,000 | 35,000 |
| Noninterest expense | 159,000 | 307,000 | 475,000 | 670,000 |
| Provision for loan losses | 0 | 0 | -5,000 | 16,000 |
| Pretax income | 37,000 | 110,000 | 170,000 | 191,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 37,000 | 110,000 | 170,000 | 191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,415,000 | 2,488,000 | 2,549,000 | 2,477,000 |
| Total capital | 2,611,000 | 2,681,000 | 2,749,000 | 2,641,000 |
| Risk-weighted assets | 15,943,000 | 16,876,000 | 17,112,000 | 17,916,000 |