Call reports 2020
FARMERS STATE BANK — 2020
What FARMERS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 19,527,000 | 19,894,000 | 21,097,000 | 20,872,000 |
| Total loans | 13,341,000 | 11,501,000 | 11,473,000 | 12,066,000 |
| Allowance for loan losses | 199,000 | 199,000 | 199,000 | 200,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 993,000 | 993,000 | 1,093,000 | 1,283,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,390,000 | 17,727,000 | 18,910,000 | 18,756,000 |
| Interest-bearing deposits | 13,719,000 | 14,193,000 | 14,830,000 | 13,783,000 |
| Noninterest-bearing deposits | 3,671,000 | 3,534,000 | 4,080,000 | 4,973,000 |
| Equity capital | 2,119,000 | 2,143,000 | 2,163,000 | 2,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 210,000 | 397,000 | 572,000 | 736,000 |
| Interest expense | 26,000 | 48,000 | 64,000 | 76,000 |
| Net interest income | 184,000 | 349,000 | 508,000 | 660,000 |
| Noninterest income | 11,000 | 23,000 | 53,000 | 64,000 |
| Noninterest expense | 167,000 | 320,000 | 479,000 | 652,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 28,000 | 52,000 | 82,000 | 72,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 28,000 | 52,000 | 82,000 | 72,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,119,000 | 2,143,000 | 2,163,000 | 2,110,000 |
| Total capital | 2,305,000 | 2,319,000 | 2,342,000 | 2,292,000 |
| Risk-weighted assets | 14,920,000 | 14,132,000 | 14,311,000 | 14,554,000 |