Call reports 2018
FARMERS STATE BANK — 2018
What FARMERS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 22,705,000 | 22,017,000 | 21,798,000 | 22,213,000 |
| Total loans | 13,014,000 | 13,095,000 | 13,694,000 | 14,031,000 |
| Allowance for loan losses | 174,000 | 179,000 | 182,000 | 186,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,463,000 | 1,663,000 | 1,563,000 | 1,453,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,702,000 | 19,462,000 | 18,390,000 | 18,772,000 |
| Interest-bearing deposits | 16,753,000 | 15,748,000 | 14,841,000 | 14,204,000 |
| Noninterest-bearing deposits | 3,949,000 | 3,714,000 | 3,549,000 | 4,568,000 |
| Equity capital | 1,995,000 | 2,045,000 | 2,100,000 | 2,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 202,000 | 403,000 | 618,000 | 832,000 |
| Interest expense | 17,000 | 31,000 | 52,000 | 74,000 |
| Net interest income | 185,000 | 372,000 | 566,000 | 758,000 |
| Noninterest income | 17,000 | 32,000 | 46,000 | 60,000 |
| Noninterest expense | 162,000 | 311,000 | 461,000 | 669,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 37,000 | 87,000 | 142,000 | 137,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 37,000 | 87,000 | 142,000 | 137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,995,000 | 2,045,000 | 2,100,000 | 2,035,000 |
| Total capital | 2,169,000 | 2,224,000 | 2,282,000 | 2,221,000 |
| Risk-weighted assets | 15,391,000 | 15,327,000 | 15,812,000 | 15,968,000 |