Call reports 2017
FARMERS STATE BANK — 2017
What FARMERS STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 22,820,000 | 22,523,000 | 22,196,000 | 23,482,000 |
| Total loans | 12,938,000 | 13,683,000 | 13,176,000 | 13,927,000 |
| Allowance for loan losses | 167,000 | 170,000 | 174,000 | 166,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,773,000 | 2,773,000 | 2,773,000 | 2,763,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,365,000 | 20,530,000 | 19,676,000 | 20,517,000 |
| Interest-bearing deposits | 16,860,000 | 17,312,000 | 16,805,000 | 17,066,000 |
| Noninterest-bearing deposits | 3,505,000 | 3,218,000 | 2,871,000 | 3,451,000 |
| Equity capital | 1,945,000 | 1,982,000 | 2,011,000 | 1,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 199,000 | 387,000 | 580,000 | 773,000 |
| Interest expense | 15,000 | 30,000 | 45,000 | 60,000 |
| Net interest income | 184,000 | 357,000 | 535,000 | 713,000 |
| Noninterest income | 14,000 | 26,000 | 40,000 | 56,000 |
| Noninterest expense | 165,000 | 310,000 | 469,000 | 633,000 |
| Provision for loan losses | 0 | 2,000 | 5,000 | 38,000 |
| Pretax income | 33,000 | 71,000 | 101,000 | 98,000 |
| Income tax | 2,000 | 3,000 | 4,000 | 4,000 |
| Net income | 31,000 | 68,000 | 97,000 | 94,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,945,000 | 1,982,000 | 2,011,000 | 1,958,000 |
| Total capital | 2,112,000 | 2,152,000 | 2,185,000 | 2,124,000 |
| Risk-weighted assets | 15,001,000 | 15,492,000 | 15,209,000 | 15,909,000 |