Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 23,627,000 | 22,946,000 | 22,513,000 | 22,796,000 |
| Total loans | 13,533,000 | 13,724,000 | 13,789,000 | 14,022,000 |
| Allowance for loan losses | 166,000 | 166,000 | 166,000 | 165,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,081,000 | 2,882,000 | 2,782,000 | 2,773,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,191,000 | 20,468,000 | 19,581,000 | 19,374,000 |
| Interest-bearing deposits | 17,971,000 | 17,966,000 | 17,035,000 | 16,532,000 |
| Noninterest-bearing deposits | 3,220,000 | 2,502,000 | 2,546,000 | 2,842,000 |
| Equity capital | 1,926,000 | 1,868,000 | 1,923,000 | 1,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 197,000 | 383,000 | 582,000 | 791,000 |
| Interest expense | 15,000 | 28,000 | 41,000 | 53,000 |
| Net interest income | 182,000 | 355,000 | 541,000 | 738,000 |
| Noninterest income | 14,000 | 23,000 | 37,000 | 51,000 |
| Noninterest expense | 160,000 | 304,000 | 447,000 | 616,000 |
| Provision for loan losses | 3,000 | 99,000 | 99,000 | 99,000 |
| Pretax income | 33,000 | -25,000 | 32,000 | 74,000 |
| Income tax | 0 | 0 | 2,000 | 3,000 |
| Net income | 33,000 | -25,000 | 30,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,926,000 | 1,868,000 | 1,923,000 | 1,914,000 |
| Total capital | 2,092,000 | 2,034,000 | 2,089,000 | 2,079,000 |
| Risk-weighted assets | 15,549,000 | 15,851,000 | 15,694,000 | 15,854,000 |