Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 24,633,000 | 24,558,000 | 24,410,000 | 24,350,000 |
| Total loans | 12,230,000 | 12,787,000 | 13,060,000 | 13,897,000 |
| Allowance for loan losses | 163,000 | 162,000 | 160,000 | 165,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,040,000 | 4,390,000 | 3,990,000 | 3,781,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,763,000 | 22,140,000 | 20,959,000 | 20,349,000 |
| Interest-bearing deposits | 19,082,000 | 18,578,000 | 17,922,000 | 17,834,000 |
| Noninterest-bearing deposits | 3,681,000 | 3,562,000 | 3,037,000 | 2,515,000 |
| Equity capital | 1,860,000 | 1,907,000 | 1,941,000 | 1,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 179,000 | 369,000 | 563,000 | 761,000 |
| Interest expense | 13,000 | 27,000 | 41,000 | 54,000 |
| Net interest income | 166,000 | 342,000 | 522,000 | 707,000 |
| Noninterest income | 22,000 | 34,000 | 49,000 | 66,000 |
| Noninterest expense | 151,000 | 290,000 | 451,000 | 645,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 37,000 | 86,000 | 120,000 | 123,000 |
| Income tax | 0 | 2,000 | 2,000 | 3,000 |
| Net income | 37,000 | 84,000 | 118,000 | 120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,860,000 | 1,907,000 | 1,941,000 | 1,893,000 |
| Total capital | 2,023,000 | 2,069,000 | 2,101,000 | 2,058,000 |
| Risk-weighted assets | 13,994,000 | 14,747,000 | 14,969,000 | 15,756,000 |