Call reports 2014
FARMERS STATE BANK — 2014
What FARMERS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 25,295,000 | 25,499,000 | 23,981,000 | 24,868,000 |
| Total loans | 11,688,000 | 12,259,000 | 11,977,000 | 13,462,000 |
| Allowance for loan losses | 162,000 | 162,000 | 162,000 | 163,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,647,000 | 6,648,000 | 6,548,000 | 6,239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,500,000 | 23,654,000 | 22,100,000 | 21,536,000 |
| Interest-bearing deposits | 19,319,000 | 19,701,000 | 18,667,000 | 17,755,000 |
| Noninterest-bearing deposits | 4,181,000 | 3,953,000 | 3,433,000 | 3,781,000 |
| Equity capital | 1,782,000 | 1,833,000 | 1,870,000 | 1,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 171,000 | 357,000 | 548,000 | 732,000 |
| Interest expense | 15,000 | 30,000 | 45,000 | 60,000 |
| Net interest income | 156,000 | 327,000 | 503,000 | 672,000 |
| Noninterest income | 16,000 | 33,000 | 52,000 | 70,000 |
| Noninterest expense | 148,000 | 285,000 | 443,000 | 627,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 24,000 | 75,000 | 112,000 | 115,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 24,000 | 75,000 | 112,000 | 115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,782,000 | 1,833,000 | 1,870,000 | 1,823,000 |
| Total capital | 1,944,000 | 1,995,000 | 2,032,000 | 1,986,000 |
| Risk-weighted assets | 13,911,000 | 14,485,000 | 13,961,000 | 15,508,000 |