Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 25,594,000 | 25,783,000 | 25,483,000 | 25,236,000 |
| Total loans | 9,462,000 | 11,056,000 | 11,645,000 | 11,734,000 |
| Allowance for loan losses | 160,000 | 164,000 | 159,000 | 160,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,147,000 | 6,646,000 | 6,746,000 | 6,347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,857,000 | 23,018,000 | 22,084,000 | 21,467,000 |
| Interest-bearing deposits | 20,060,000 | 20,053,000 | 19,179,000 | 17,892,000 |
| Noninterest-bearing deposits | 3,797,000 | 2,965,000 | 2,905,000 | 3,575,000 |
| Equity capital | 1,714,000 | 1,745,000 | 1,783,000 | 1,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 170,000 | 345,000 | 528,000 | 711,000 |
| Interest expense | 27,000 | 50,000 | 70,000 | 88,000 |
| Net interest income | 143,000 | 295,000 | 458,000 | 623,000 |
| Noninterest income | 15,000 | 30,000 | 47,000 | 67,000 |
| Noninterest expense | 142,000 | 275,000 | 417,000 | 575,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 16,000 | 50,000 | 88,000 | 115,000 |
| Income tax | 2,000 | 5,000 | 5,000 | 7,000 |
| Net income | 14,000 | 45,000 | 83,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,714,000 | 1,745,000 | 1,783,000 | 1,758,000 |
| Total capital | 1,860,000 | 1,908,000 | 1,942,000 | 1,918,000 |
| Risk-weighted assets | 11,702,000 | 13,073,000 | 13,782,000 | 14,007,000 |