Call reports 2018
BANK OF DENTON, THE — 2018
What BANK OF DENTON, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 19,420,000 | 18,401,000 | 18,536,000 | 18,145,000 |
| Total loans | 10,385,000 | 10,679,000 | 11,746,000 | 11,945,000 |
| Allowance for loan losses | 113,000 | 115,000 | 121,000 | 142,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,749,000 | 5,627,000 | 5,211,000 | 4,640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,044,000 | 14,676,000 | 14,470,000 | 14,707,000 |
| Interest-bearing deposits | 13,412,000 | 12,297,000 | 12,536,000 | 12,532,000 |
| Noninterest-bearing deposits | 2,632,000 | 2,379,000 | 1,934,000 | 2,175,000 |
| Equity capital | 3,327,000 | 3,378,000 | 3,418,000 | 3,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 155,000 | 312,000 | 469,000 | 632,000 |
| Interest expense | 25,000 | 50,000 | 77,000 | 104,000 |
| Net interest income | 130,000 | 262,000 | 392,000 | 528,000 |
| Noninterest income | 12,000 | 22,000 | 37,000 | 51,000 |
| Noninterest expense | 101,000 | 191,000 | 293,000 | 443,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 30,000 |
| Pretax income | 41,000 | 91,000 | 127,000 | 101,000 |
| Income tax | 10,000 | 10,000 | 5,000 | 5,000 |
| Net income | 31,000 | 81,000 | 122,000 | 96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,327,000 | 3,378,000 | 3,418,000 | 3,392,000 |
| Total capital | 3,440,000 | 3,493,000 | 3,539,000 | 3,534,000 |
| Risk-weighted assets | 10,773,000 | 11,018,000 | 11,786,000 | 11,667,000 |