Call reports 2016
BANK OF DENTON, THE — 2016
What BANK OF DENTON, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 17,606,000 | 17,088,000 | 16,717,000 | 16,812,000 |
| Total loans | 8,593,000 | 8,458,000 | 8,544,000 | 9,008,000 |
| Allowance for loan losses | 95,000 | 96,000 | 98,000 | 110,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,727,000 | 6,491,000 | 6,222,000 | 5,867,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,911,000 | 13,886,000 | 13,483,000 | 13,581,000 |
| Interest-bearing deposits | 11,957,000 | 11,711,000 | 11,530,000 | 11,332,000 |
| Noninterest-bearing deposits | 1,954,000 | 2,175,000 | 1,953,000 | 2,249,000 |
| Equity capital | 3,102,000 | 3,157,000 | 3,187,000 | 3,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 140,000 | 279,000 | 420,000 | 556,000 |
| Interest expense | 20,000 | 41,000 | 59,000 | 79,000 |
| Net interest income | 120,000 | 238,000 | 361,000 | 477,000 |
| Noninterest income | 9,000 | 42,000 | 50,000 | 92,000 |
| Noninterest expense | 93,000 | 175,000 | 275,000 | 418,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 25,000 |
| Pretax income | 36,000 | 95,000 | 126,000 | 126,000 |
| Income tax | 1,000 | 6,000 | 6,000 | 5,000 |
| Net income | 35,000 | 89,000 | 120,000 | 121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,102,000 | 3,157,000 | 3,187,000 | 3,188,000 |
| Total capital | 3,197,000 | 3,253,000 | 3,285,000 | 3,298,000 |
| Risk-weighted assets | 9,210,000 | 8,956,000 | 9,038,000 | 9,311,000 |