Call reports 2015
BANK OF DENTON, THE — 2015
What BANK OF DENTON, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 17,814,000 | 16,978,000 | 17,754,000 | 17,925,000 |
| Total loans | 7,131,000 | 7,488,000 | 7,847,000 | 8,326,000 |
| Allowance for loan losses | 95,000 | 97,000 | 103,000 | 99,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,448,000 | 7,036,000 | 6,985,000 | 6,760,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,764,000 | 13,594,000 | 14,649,000 | 14,015,000 |
| Interest-bearing deposits | 12,113,000 | 11,302,000 | 12,825,000 | 12,201,000 |
| Noninterest-bearing deposits | 2,651,000 | 2,292,000 | 1,824,000 | 1,814,000 |
| Equity capital | 3,006,000 | 3,040,000 | 3,061,000 | 3,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 131,000 | 261,000 | 399,000 | 534,000 |
| Interest expense | 19,000 | 38,000 | 59,000 | 79,000 |
| Net interest income | 112,000 | 223,000 | 340,000 | 455,000 |
| Noninterest income | 16,000 | 28,000 | 35,000 | 49,000 |
| Noninterest expense | 95,000 | 179,000 | 275,000 | 401,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 5,000 |
| Pretax income | 33,000 | 72,000 | 95,000 | 98,000 |
| Income tax | 3,000 | 9,000 | 10,000 | 7,000 |
| Net income | 30,000 | 63,000 | 85,000 | 91,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,006,000 | 3,040,000 | 3,061,000 | 3,067,000 |
| Total capital | 3,101,000 | 3,137,000 | 3,164,000 | 3,166,000 |
| Risk-weighted assets | 8,098,000 | 8,264,000 | 8,636,000 | 9,029,000 |