Call reports 2024
UNION STATE BANK — 2024
What UNION STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 142,852,000 | 129,834,000 | 146,278,000 | 131,126,000 |
| Total loans | 82,503,000 | 82,986,000 | 83,918,000 | 85,055,000 |
| Allowance for loan losses | 550,000 | 540,000 | 535,000 | 535,000 |
| Securities available for sale | 35,894,000 | 25,696,000 | 26,223,000 | 24,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,363,000 | 120,929,000 | 136,423,000 | 121,598,000 |
| Interest-bearing deposits | 105,985,000 | 93,720,000 | 109,425,000 | 93,409,000 |
| Noninterest-bearing deposits | 28,378,000 | 27,209,000 | 26,998,000 | 28,189,000 |
| Equity capital | 7,611,000 | 7,885,000 | 8,719,000 | 8,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,360,000 | 2,856,000 | 4,378,000 | 5,993,000 |
| Interest expense | 561,000 | 1,161,000 | 1,752,000 | 2,353,000 |
| Net interest income | 799,000 | 1,695,000 | 2,626,000 | 3,640,000 |
| Noninterest income | 155,000 | 311,000 | 479,000 | 628,000 |
| Noninterest expense | 795,000 | 1,607,000 | 2,479,000 | 3,480,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 174,000 | 347,000 | 574,000 | 736,000 |
| Income tax | 7,000 | 14,000 | 23,000 | 29,000 |
| Net income | 167,000 | 333,000 | 551,000 | 707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,183,000 | 10,198,000 | 10,341,000 | 10,328,000 |
| Total capital | 10,733,000 | 10,738,000 | 10,876,000 | 10,863,000 |
| Risk-weighted assets | 87,844,000 | 86,462,000 | 89,166,000 | 87,329,000 |