Call reports 2023
UNION STATE BANK — 2023
What UNION STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 130,704,000 | 130,393,000 | 134,764,000 | 132,279,000 |
| Total loans | 79,163,000 | 79,449,000 | 81,046,000 | 82,802,000 |
| Allowance for loan losses | 535,000 | 535,000 | 551,000 | 550,000 |
| Securities available for sale | 41,586,000 | 40,394,000 | 39,487,000 | 36,257,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,019,000 | 118,274,000 | 122,678,000 | 118,208,000 |
| Interest-bearing deposits | 94,359,000 | 88,000,000 | 93,730,000 | 88,444,000 |
| Noninterest-bearing deposits | 28,660,000 | 30,274,000 | 28,948,000 | 29,764,000 |
| Equity capital | 6,967,000 | 6,839,000 | 6,834,000 | 7,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,159,000 | 2,390,000 | 3,661,000 | 5,024,000 |
| Interest expense | 300,000 | 718,000 | 1,204,000 | 1,731,000 |
| Net interest income | 859,000 | 1,672,000 | 2,457,000 | 3,293,000 |
| Noninterest income | 136,000 | 303,000 | 457,000 | 615,000 |
| Noninterest expense | 795,000 | 1,610,000 | 2,375,000 | 3,247,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 222,000 | 393,000 | 565,000 | 698,000 |
| Income tax | 9,000 | 17,000 | 24,000 | 30,000 |
| Net income | 213,000 | 376,000 | 541,000 | 668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,111,000 | 10,228,000 | 10,394,000 | 10,066,000 |
| Total capital | 10,646,000 | 10,763,000 | 10,945,000 | 10,616,000 |
| Risk-weighted assets | 84,656,000 | 84,041,000 | 86,107,000 | 87,480,000 |