Call reports 2022
UNION STATE BANK — 2022
What UNION STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 128,189,000 | 127,012,000 | 131,882,000 | 129,106,000 |
| Total loans | 66,102,000 | 67,387,000 | 73,832,000 | 76,916,000 |
| Allowance for loan losses | 537,000 | 537,000 | 537,000 | 535,000 |
| Securities available for sale | 42,406,000 | 44,457,000 | 42,508,000 | 42,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,194,000 | 120,257,000 | 125,720,000 | 121,645,000 |
| Interest-bearing deposits | 87,274,000 | 86,354,000 | 93,273,000 | 87,859,000 |
| Noninterest-bearing deposits | 32,920,000 | 33,903,000 | 32,447,000 | 33,786,000 |
| Equity capital | 7,697,000 | 6,419,000 | 5,846,000 | 6,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 905,000 | 1,872,000 | 2,929,000 | 4,095,000 |
| Interest expense | 36,000 | 66,000 | 116,000 | 237,000 |
| Net interest income | 869,000 | 1,806,000 | 2,813,000 | 3,858,000 |
| Noninterest income | 183,000 | 355,000 | 507,000 | 650,000 |
| Noninterest expense | 763,000 | 1,610,000 | 2,431,000 | 3,422,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 327,000 | 612,000 | 940,000 | 1,137,000 |
| Income tax | 15,000 | 28,000 | 43,000 | 52,000 |
| Net income | 312,000 | 584,000 | 897,000 | 1,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,751,000 | 9,645,000 | 9,958,000 | 9,897,000 |
| Total capital | 10,288,000 | 10,182,000 | 10,495,000 | 10,432,000 |
| Risk-weighted assets | 74,422,000 | 76,684,000 | 80,890,000 | 81,803,000 |