Call reports 2021
UNION STATE BANK — 2021
What UNION STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 123,933,000 | 118,546,000 | 132,938,000 | 128,661,000 |
| Total loans | 62,174,000 | 61,154,000 | 62,147,000 | 65,127,000 |
| Allowance for loan losses | 550,000 | 550,000 | 538,000 | 537,000 |
| Securities available for sale | 34,969,000 | 42,012,000 | 38,765,000 | 45,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,450,000 | 103,847,000 | 117,915,000 | 113,964,000 |
| Interest-bearing deposits | 79,280,000 | 77,130,000 | 89,190,000 | 81,180,000 |
| Noninterest-bearing deposits | 30,170,000 | 26,717,000 | 28,725,000 | 32,784,000 |
| Equity capital | 9,066,000 | 9,325,000 | 9,678,000 | 9,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 983,000 | 1,869,000 | 2,924,000 | 3,930,000 |
| Interest expense | 65,000 | 120,000 | 169,000 | 215,000 |
| Net interest income | 918,000 | 1,749,000 | 2,755,000 | 3,715,000 |
| Noninterest income | 218,000 | 435,000 | 685,000 | 852,000 |
| Noninterest expense | 717,000 | 1,521,000 | 2,344,000 | 3,381,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 409,000 | 668,000 | 1,104,000 | 1,239,000 |
| Income tax | 19,000 | 31,000 | 51,000 | 57,000 |
| Net income | 390,000 | 637,000 | 1,053,000 | 1,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,967,000 | 9,164,000 | 9,580,000 | 9,570,000 |
| Total capital | 9,517,000 | 9,714,000 | 10,118,000 | 10,107,000 |
| Risk-weighted assets | 61,416,000 | 67,916,000 | 72,617,000 | 73,225,000 |